Help for First-time Buyers Of Salem Oregon Real Estate

Posted By David Whitton @ Oct 22nd 2010 9:31pm In: Buying and Investing in Salem Real Estate

The idea of purchasing your first home is an exciting one, but to novices the process may appear to be a daunting one. Fear not, however! There are numerous government agencies and programs available to help you purchase your Salem Oregon real estate. Listed below are online sites which provide a wide variety of resources for your assistance.

1. Department of Housing and Urban Development (HUD) offers explanations and logical steps to home buying. Access this site to:

  • salem oregon real estatedetermine how much you can afford to pay
  • understand your rights
  • learn about home buying programs
  • find a home and a loan suited to your needs
  • learn about price negotiations, inspections, insurance, and closing costs

2. FHAHomeLoans.com will provide you with

  • a description of available programs
  • qualification requirements
  • a application to download

3. HUD.gov supplies information about

  • available state programs
  • HUD homes
  • buying Salem Oregon real estate with bad credit
  • counseling agencies
  • types of loans

4. Fannie Mae brings you a home buyer's guide which involves

  • a glossary of terms
  • financing tips
  • advice on making an offer on a Fannie Mae owned piece of Salem Oregon real estate.

5. For low-income individuals who don't have funding, can't secure a conventional mortgage, or need a lower down payment, an option is obtaining grants.

6. And finally, potential home buyers with disabilities should check out MortgageLoan.com for available resources.

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David & Dewey Whitton
The Salem Real Estate Group
6444 Fairway Avenue SE
Salem, Oregon 93706

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